An unexpected heating or cooling system breakdown rarely happens at a convenient financial moment. When an older unit reaches the end of its useful lifespan, replacing both the indoor and outdoor equipment is a major investment.
Fortunately, modern financing options allow Metro Atlanta families to install high-efficiency equipment immediately while keeping monthly payments manageable.
Why Replacing an Aging System Often Saves You Money
Continuing to sink hundreds of dollars into an older system using obsolete R-22 Freon or struggling with cracked coils is often throwing good money after bad.
Upgrading to a 16+ SEER2 modern system provides immediate financial benefits:
- Up to 30% to 40% reduction in monthly electricity bills compared to 15-year-old 10-SEER units.
- Warranty protection: 10-year parts and compressor coverage eliminates out-of-pocket repair worries.
- Federal energy tax credits: Up to $2,000 in immediate tax savings for qualifying high-efficiency installations.
In many cases, the monthly energy savings alone offset a significant portion of a low monthly financing payment.
Common Financing Options Available
Through trusted lending partners, RS Andrews offers tailored financing programs:
1. 0% APR Promotional Financing
For homeowners who prefer to pay off their investment over a fixed period (such as 12 to 24 months) without paying a single dollar in interest, zero-interest promotional programs are the most popular choice.
2. Low-Rate, Extended-Term Plans
If your primary goal is the lowest possible monthly payment, plans spanning 60 to 120 months allow you to invest in a premium, quiet, variable-speed system for less than the cost of a daily latte.
3. Quick Online Approval
Applying takes just minutes with no obligation and zero penalty to your credit score during the preliminary pre-qualification stage.
How to Get Started
Don’t sweat through an Atlanta heatwave or shiver through winter due to upfront costs. Call RS Andrews today to discuss our current seasonal promotions and flexible financing options.